For a traditionally low innovation industry, things are starting to heat up in agricultural insurance.

While it remains something of a black box for many people in agriculture, the forces of climate change and technological innovation are creating the right mix of incentives that could change how the whole industry manages risk.

This second episode of our exploration of ag insurance considers a digitally-native product in the hands of farmers today. While still in their infancy, these digitally-native reimaginings of insurance as it exists will be the difference between farmers spending hours, days, and weeks dealing with brokers and getting payouts, compared to almost instant quotes, claims, and reimbursements.